We at The Mortgage Family know that when you are purchasing your first home, it can be very daunting and somewhat overwhelming. This can be due to numerous factors, the main one being that you have never done it before but also not understanding or being made aware of how the process works.
At The Mortgage Family, We will ‘hold your hand’ throughout the whole journey. The first initial step will be to contact us & let us have a conversation around what you are looking to do, you don’t even need a house you are looking to buy, it may just be you want to know how much you can borrow?. We will talk to you around how much you are looking to borrow, your income and expenditure, then look to explain how the different types of mortgage can benefit you e.g. fixed rate, tracker. Additionally, We will discuss with you other factors of the process that you may not be aware of, for instance; solicitors quotes, budgeting for a survey & potentially any stamp duty that may be applicable.
Furthermore, We will do all of the leg work for you, which includes speaking with the mortgage provider, liaising with estate agents, engaging with solicitors and much more, we do this as to ensure your first purchase is a memorable one for all the right reasons.
By encompassing all the above (and more) We ensure that we fully understand your situation and can meet your mortgage needs as we have access to over 146 mortgage providers.
Do not hesitate to enquire today and let us make your first home a reality.