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The government Help To Buy Scheme is a fantastic & innovative way of purchasing your new home.
You can apply to the government for assistance towards your deposit to purchase your home. You may be eligible for up to 20% equity loan to contribute towards your deposit. This would increase to 40% if you are purchasing inside London.
When utilizing the scheme, you need to have a minimum deposit of 5% yourself.
Below is an example of how the Help To Buy Scheme can work;
Purchase price – £100,000
Your 5% deposit – £5,000
The government Help to Buy equity loan (20%) – £20,000
Total deposit (25%) – £25,000
Mortgage amount (75%) – £75,000
Another fantastic benefit of this scheme is due to having a healthier deposit, you will then be able to benefit from lower interest rates on your mortgage!
Why not contact us today & explore this fantastic opportunity to assist you to getting onto the property ladder.
" This is the best message anyone can receive. That’s made my Friday, Christmas and 2020. Mark I can not thank you enough for the work you have put into making this happen. Your professionalism is just outstanding from start to finish, the best mortgage broker ever. Thank you "
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